WHAT AMOUNT of ANNUAL INCOME would you like to replace if you die? $10,000 $15,000 $20,000 $25,000 $30,000 $35,000 $40,000 $45,000 $50,000 $55,000 $60,000 $65,000 $70,000 $75,000 $80,000 $90,000 $100,000 $150,000 $200,000 $300,000 $400,000 $500,000 $750,000 $1,000,000 $2,000,000 $3,000,000 $4,000,000 $5,000,000

For HOW MANY YEARS would you like to replace your income for your dependents? 5 10 15 20 25 30 35 40

What AVERAGE ANNUAL INTEREST (%) do you assume your survivors will earn on investments? 3.0 % 3.5 % 4.0 % 4.5 % 5.0 % 5.5 % 6.0 % 6.5 % 7.0 % 7.5 % 8.0 % 8.5 % 9.0 % 9.5 % 10 % 10.5 % 11.0 % 11.5 % 12 %

This Calculator assumes an annual INFLATION RATE of (3 1/2%). The AMOUNT OF INSURANCE NEEDED to replace the amount of ANNUAL INCOME for the amount of YEARS you indicated above is

Your family may also need sources of income for other expenses that you don't currently have like home maintenance, college tuition, new automobiles, medical expenses, etc.

Visit our FREE TERM INSURANCE QUOTES FORM